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ZZZ Schools Employee Information

403(b) Tax Sheltered Annuity Plan (TSA)

403(b) Plans generally serve as voluntary supplemental retirement savings plans designed to supplement retirement benefits available from State pension plans and Social Security. The IRS provides a Summary of 403(b) Plan Basics page and a 403(b) Plan Brochure for Employees on its website.

Online Access

New and Current Participants

  • Employees and former employees of ZZZ Schools may create an Online Account to monitor participation activities associated with the ZZZ Schools 403(b) Plan.

  • CCC encourages you to establish an Online Account, which will allow you to review information about your participation in the ZZZ Schools 403(b) Plan, including contributions to various vendors, account balances (if provided to CCC by vendors), and various transactions processed on your behalf by CCC (loans, hardship distributions, contract exchanges, plan-to-plan transfers, rollovers, required minimum distributions, etc.).

  • Click Here to create an Online Account.

Participants with Established Online Login Accounts

  • If you have already created a Online Login Account, Click Here or click the "Login" link in the upper-right-hand portion of this screen to login and access your account.

Step-By-Step Guidance

Please visit the "Why Partipicate?" page for additional information on the benefits of utilizing the 403(b) plan.

Online Access

New and Current Participants

  • Employees and former employees of ZZZ Schools may create an Online Account to monitor participation activities associated with the ZZZ Schools 403(b) Plan.

  • CCC encourages you to establish an Online Account, which will allow you to review information about your participation in the ZZZ Schools 403(b) Plan, including contributions to various vendors, account balances (if provided to CCC by vendors), and various transactions processed on your behalf by CCC (loans, hardship distributions, contract exchanges, plan-to-plan transfers, rollovers, required minimum distributions, etc.).

  • Click Here to create an Online Account.

Participants with Established Online Login Accounts

  • If you have already created a Online Login Account, Click Here or click the "Login" link in the upper-right-hand portion of this screen to login and access your account.

Step-By-Step Guidance

Which Optional Features Does the District Allow in its 403(b) Plan?

403(b) Optional features are either included in, or excluded from, the Plan, as specified below and as further described in the parenthetically referenced sections in the Plan Document for ZZZ Public Schools 8J (Hypothetical). These options are listed here in abstract for convenient reference:

    Catch-ups under the Plan
  • 15 Years-of-Service Catch-up Elective Deferral Contributions: Yes
  • Age 50 Catch-up Elective Deferral Contributions: Yes
  • Contributions to the Plan
  • Direct Rollovers Into the Plan: Yes
  • Employer Contributions Allowed: Yes
  • Employer Post Severance Contributions Allowed: Yes
  • Exchanges Within the Plan: Yes
  • Roth Contributions: Yes
  • Other Plan Transactions
  • Hardship Distributions: Yes
  • In-service Distributions After Age 59-1/2: Yes
  • In-service Distributions From Rollover Accounts: Yes
  • Loans: Yes
  • Permissive Service Credit Transfers: Yes
  • Plan-to-Plan Transfers To the Plan: Yes
  • Plan-to-Plan Transfers From the Plan: Yes

Roth Contributions Available

ZZZ Schools allows Roth403(b) Contributions. Roth contribtuions are deferred from paychecks to investment accounts on an after-tax basis, as opposed to Traditional 403(b) which are deferred on a pre-tax basis.

Please note: Roth 403(b) accounts are available from select vendors, please review the information listed on the ZZZ Schools 403(b) Vendors page for vendors that show "403(b) Roth Account Available" after the vendor name where applicable, then follow the Enrollment Steps to begin participation.

 

How Do I Begin, Change, or Cancel Contributions?

Please review the Eligibility and Limits Announcement for a full description of the employees eligible to participate and the contribution limits that apply. The 403(b) Enrollment Procedures for step-by-step instructions on how to start, change, and cancel contributions to a 403(b) Vendor under the plan. Additional information is available on our Choosing an Investment Product page.

403(b)Transaction Information

To learn more about the transactions (including definitions and qualifying events), including how to obtain authorization for a transaction, visit the 403(b) Transaction Page.

457(b) Deferred Compensation Plan

ZZZ Public Schools (Hypothetical) offers a 457(b) Plan in addition to the 403(b) Plan. Please visit the 457(b) Information page to learn more .

CCC's Relationship with ZZZ Schools

CCC serves as the third party administrator (TPA) of the 403(b) Tax-Sheltered Annuity Plan (TSA) and primary point of contact for the ZZZ Schools 403(b) Plan since 1/1/1998.