Carruth Compliance Consulting

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Employee Information

CCC Client Types

CCC has three types of clients:

  • Full-Service
  • Selected Vendors
  • Plan Document Only

Be sure to look for your employer's name in all three of the lists below.

Is your Employer a CCC Full-Service Client?

If listed below, your Employer is a Full-Service client of CCC and has a special dedicated website section with 403(b) Tax-Sheltered Annuity (TSA) options and information specific to your 403(b) Plan. Click your Employer to see its dedicated 403(b) and 457(b) information:

Is your Employer a CCC Selected Vendors Plan Client?

If listed below, your Employer is a Selected Vendors client of CCC and has a special dedicated website section with 403(b) Tax-Sheltered Annuity (TSA) options and information specific to your 403(b) Selected Vendors Plan. Note: PCC has only one 403(b) Plan, but that plan has features that differ substantially from CCC's Full Service clients (e.g., exchanges are allowed only into accounts held by Vendors with Active Payroll Slots and participants are not required to suspend elective deferrals for six months following a hardship distribution). On the other hand, Tacoma Public Schools has two 403(b) Plans; the other we refer to as the Existing Plan, which CCC does not administer. Click your Employer to see its dedicated 403(b) Selected Vendors Plan information:

Is your Employer a CCC Plan Document Only Client?

If your Employer's name appears on the list below, CCC provides your Employer with Plan Document Only Service. To view your Employer's Plan Document and participation eligibility policy, click the name of your Employer in the list below:

Obtaining Transaction Authorization


CCC offers Plan Administrative Authorizations for plans CCC administers in various formats, depending on the transaction type.

CCC offers Authorization Vouchers for the following transaction types:

  • 403(b) Distributions to the Participant (for qualifying events of Severance from employment and attainment of age 59.5)
  • 403(b) Rollover Distributions (for qualifying events of Severance from employment and attainment of age 59.5)
  • 403(b) Contract Exchanges within the Plan
  • 403(b) Plan-to-Plan Transfers out of the Plan

For more information on requesting an Authorization Voucher, please click here.

Click here for information on submitting 403(b) Loans for authorization.

Click here for information on submitting 403(b) Hardship Distributions for authorization.


For all other transaction types

Participants may request plan authorization by completing the following steps:

  1. Complete a CCC Transaction Submission Cover Sheet and submit it, along with your completed vendor forms, to CCC. You may submit these documents to CCC using one of the following methods*:

    • You may securely upload the documents to CCC by clicking here,

    • You may fax the document to CCC at 503-968-7802, or

    • You may mail the document to CCC at the following address:

      Carruth Compliance Consulting
      11515 SW Durham Rd. Suite E10
      Tigard, OR 97224

  2. Once CCC receives your transaction submission we will review the documents, verify eligibility for the transaction.
  3. If appropriate, CCC will provide plan administrator's authorization for the transaction.

The CCC Transaction Submission Form is to be used to submit any transaction type except 403(b) Loans and 403(b) Hardships to CCC.

*Please note: some Vendors impose specific requirements before they will process certain (or any) transactions. Before you begin the process of submitting transaction, be sure to check for any special Vendor requirements (such as original document via mail only) by visiting their “General Information” page(s) available on the List of All Vendors page or contacting your vendor directly.

For more information on 403(b) transactions, including descriptions of the transaction types, click here.

View: CCC's Authorized Signatures Letter

 

Tutorial Videos to Help You Get Started

CCC now provides tutorial videos that walk Employees through the basic steps of getting started in using this website. Check our Getting Started Tutorials page frequently for new videos.

Frequently Asked Questions by Employees

Chances are, it's been asked before. If after reviewing subject-specific pages on this site you still have questions about your employer's CCC-administered 403(b) Plan, review these answers to Frequently Asked Questions (FAQ) by Employees. Learn More 403(b) Learn More 457(b)

General Information, Tips, and Advice about 403(b) and 457(b)

If you're looking for general information not specific to any one Employer, including general investment advice, tools, and calculators, we've got you covered. Learn More

Not on the List? Your Employer easily could be...

With CCC's umbrella Vendor network, establishing an IRS-approved Plan Document to define Tax Sheltered Annuity policies, procedures, and options, and then to administer those options for your company, is a breeze. We do this for a very modest fixed fee based on Employer size with no cost to Employees. Learn More

Vendors with CCC Umbrella ISAs

The following Vendors have entered into the CCC 403(b) Umbrella Information Sharing Agreement or the CCC 403(b) Umbrella Hold Harmless and Information Sharing Agreement (12/2008). ALL of these Vendors are eligible to receive Exchanges within, Plan-to-Plan Transfers into, and Rollover Contributions into Vendor accounts established for ANY participant in ANY of CCC's Full-Service Client Employers' 403(b) Plan.

Listed below: Click a Vendor's PDF link to review that Vendor's Signed Agreements with CCC - Umbrella Hold Harmless and Information Sharing Agreement (ISA):

  • American Century Investments, Inc. - ISA pdf
  • American Fidelity Assurance Company - ISA pdf
  • American General Life Companies - ISA pdf
  • American National Insurance Company - ISA pdf
  • American United Life Insurance Company (OneAmerica) - ISA pdf
  • Ameriprise Financial - ISA pdf
  • ASPire Financial Services - ISA pdf
  • Athene Annuity and Life Company (formerly Aviva) - ISA pdf
  • AXA Equitable Life Insurance Company - ISA pdf
  • Commonwealth Annuity (including for Kemper / Zurich American Variable & Protective Life Variable) - ISA pdf
  • First Investors Corporation - ISA pdf
  • Franklin Templeton - ISA pdf
  • FTJ Fund Choice - ISA pdf
  • Great American Financial Resources - ISA pdf
  • Horace Mann - ISA pdf
  • Industrial Alliance - ISA pdf
  • (ING) ReliaStar Life Insurance Company - ISA pdf
  • Jackson National - ISA pdf
  • Jefferson National - ISA pdf
  • Kansas City Life - ISA pdf
  • The Legend Group, Inc - ISA pdf
  • Life Insurance Company of the Southwest - ISA pdf
  • Lincoln Investment Planning, Inc - ISA pdf
  • MassMutual Financial Group - ISA pdf
  • MetLife - ISA pdf
  • Midland National Life Insurance Company - ISA pdf
  • MMA Praxis Mutual Funds - ISA pdf
  • Modern Woodmen of America - ISA pdf
  • National Life Insurance Company - ISA pdf
  • New York Life - ISA pdf
  • North American Company for Life and Health - ISA pdf
  • North Coast Life - ISA pdf
  • OppenheimerFunds Distributors, Inc - ISA pdf
  • Pacific Life - ISA pdf
  • PlanMember Services Corporation - ISA pdf
  • Primerica Shareholder Services - ISA pdf
  • Protective Life Insurance Co. - ISA pdf
  • Prudential - ISA pdf
  • Putnam Investments - ISA pdf
  • Security Benefit Life Insurance Company - ISA pdf
  • SEI Private Trust Company - ISA pdf
  • Sentinel Funds - ISA pdf
  • Standard Insurance Company - ISA pdf
  • Sunset Life - ISA pdf
  • Symetra Financial - ISA pdf
  • Thrivent Financial for Lutherans - ISA pdf
  • Thrivent Investment Management Inc - ISA pdf
  • TIAA-CREF - ISA pdf
  • Union Central Life Insurance Company - ISA pdf
  • USAA Investment Management Company - ISA pdf
  • USAA Life Insurance Company - ISA pdf
  • VALIC - ISA pdf
  • Voya Life Insurance and Annuity (formerly ING) - ISA pdf
  • Waddell & Reed, Inc - ISA pdf
  • Wells Investment Securities - ISA pdf
  • Western National Life Insurance Company - ISA pdf
  • Western United Life - ISA pdf

All Vendors Connected with CCC

The complete list of Vendors associated with 403(b) Plans of CCC Client Districts in any capacity appears below. This list includes:

  • Vendors with Active Payroll Slots
  • Vendors with Inactive Payroll Slots
  • Orphaned Vendors
  • Grandfathered Contribution Vendors
  • Grandfathered Exchange Vendors

Links to Each Vendor's CCC General Information Page: