Carruth Compliance Consulting

     Retirement Readiness      For Employees      For Employers      For Vendors      About Us      Contact Us 

    Login   
Skip Navigation Links.



What are the 403(b) & 457(b) plan contribution limits for 2019?

403(b) Contribution Limits for 2019


The 403(b) Standard Elective Deferral Limit is the lesser of $19,000.00 or 100% of includable compensation in 2019.

Participants who will have attained age 50 by the end of 2019 can defer up to an additional $6,000.00, for a total of up to $25,000.00.

Additional information concerning the maximum allowable contribution (MAC) to the 403(b) plan, including details on the 15 Years of Service Catch-up provision*, can be found on our Detailed 403(b) Plan Limits Information page.

457(b) Contribution Limits for 2019


The 457(b) Standard Elective Deferral Limit is the lesser of $19,000.00 or 100% of includable compensation in 2019.

Participants who will have attained age 50 by the end of 2019 may defer an additional $6,000.00 to the 457(b) plan under the Age 50 Catch-up, for a total of up to $25,000.00.

Additional information concerning the maximum allowable contribution (MAC) to the 457(b) plan, including details on the 3 Year Catch-up provision*, can be found on our Detailed 457(b) Plan Limits Information page..

Contributions Limits to Both 403(b) and 457(b) Plans for 2019

If an employer offers both a 403(b) and a 457(b) plan, employees may participate in both plans and may contribute up to the limits described above in each of the plans.

*Special catch-ups are subject to availability under your employer's Plan Document. Use of special catch-ups requires a personal calculation to determine (and evidence) eligibility. Please see the "Request a Personal Calculation" section below for more information.

Request A Personal Calculation

If you are interested in maximizing your contributions beyond the standard contribution limit (plus the Age 50 Catch-up, if applicable) in the 403(b) or 457(b) Plan and would like to have a personal calculation performed to determine if you qualify for additional contributions under a special catch-up provision, please contact CCC.

Frequently Asked Questions by Employees

Please visit our 403(b) Frequently Asked Questions (FAQ) or 457(b) Frequently Asked Questions (FAQ) for additional information. For information concerning your Employer's plan, select your employer's link from the Information for Employees page.


What are the 403(b) & 457(b) plan contribution limits for 2018?

403(b) Contribution Limits for 2018


The 403(b) Standard Elective Deferral Limit is the lesser of $18,500.00 or 100% of includable compensation in 2018.

Participants who will have attained age 50 by the end of 2018 can defer up to an additional $6,000.00, for a total of up to $24,500.00.

457(b) Contribution Limits for 2018


The 457(b) Standard Elective Deferral Limit is the lesser of $18,500.00 or 100% of includable compensation in 2018.

Participants who will have attained age 50 by the end of 2018 may defer an additional $6,000.00 to the 457(b) plan under the Age 50 Catch-up, for a total of up to $24,500.00.

Contributions Limits to Both 403(b) and 457(b) Plans for 2018

If an employer offers both a 403(b) and a 457(b) plan, employees may participate in both plans and may contribute up to the limits described above in each of the plans.

*Special catch-ups are subject to availability under your employer's Plan Document. Use of special catch-ups requires a personal calculation to determine (and evidence) eligibility.