2024 403(b) and 457(b) Announcement for High Desert ESD


Supplemental Retirement Saving Opportunities

High Desert ESD offers two excellent voluntary programs through which you may elect to contribute a portion of income into supplemental retirement savings accounts: the 403(b) and 457(b) Plans. High Desert ESD has contracted with Carruth Compliance Consulting (“CCC”), a Third Party Administrator (TPA), to provide information and support for the 403(b) Plan.

All part-time and full-time employees are eligible to contribute.

You may begin, change, and/or cancel contributions in the 403(b) Plan and/or the 457(b) Plan at any time, subject to payroll deadlines and 457(b) requirements that deferral agreements must be submitted before the month deferrals are to begin. You may begin contributions in the 403(b) Plan by following the ‘403(b) Enrollment Procedures’ on the CCC website.

In addition to traditional pre-tax 403(b) and 457(b) supplemental retirement savings opportunities, High Desert ESD offers after-tax Roth 403(b) contributions.

403(b) Contribution Limits for 2024

457(b) Contribution Limits for 2024

*Note: Contributions to the plans above cannot exceed employees’ total compensation.
**Please contact CCC to verify eligibility and limits available under Special Catch-ups.

Participant Responsibilities

Comprehensive information is available online via CCC’s website, www.ncompliance.com.
Please contact CCC with any questions at 503-968-8961 or Toll-Free at 877-222-3090 or via the “Contact Us” page.