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Steps to Enroll

1. Determine the Amount per Paycheck

The Pleasant Hill 403(b) plan is a voluntary retirement plan option, you may contribute to this plan by deferring from your paychecks and contributing those funds (in an amount you specify) to an account held under a 403(b) Vendor with an Active Payroll Slot in the plan.

Traditional 403(b) accounts are tax deferred, meaning funds are deferred from your check to your investment account on a pre-tax basis. When you contribute to a Traditional 403(b) account, your net pay is not reduced by the full amount of your contribution (please see our Retirement Saving Options page for detailed examples).

Pleasant Hill allows Roth 403(b) contributions to any Pleasant Hill vendor that will accept such contributions. Roth contributions are deferred on an after-tax basis, as opposed to Traditional 403(b) which are deferred on a pre-tax basis.

Please note: There are annual (calendar year) contribution limits that apply.

2. Select A Vendor and Open an Account

You may select one or more vendors Pleasant Hill 403(b) Vendors with Active Payroll Slots to contribute to by contacting the Vendor or representatives to open an account under Plan ID* assigned to Pleasant Hill. You must establish an account under the Pleasant Hill 403(b) Plan specific Plan ID to begin deferrals. You may not defer to an account created under a prior/different employer's plan.Keep a copy of the documentation showing your newly assigned Account Number to evidence this step was completed.

3. Complete a Salary Reduction Agreement and Submit it to Pleasant Hill

Complete your 403(b) Salary Reduction Agreement (SRA) form, print it, sign it, and submit it to Payroll Office at Pleasant Hill, along with a copy of documentation that you have established an account with the vendor.

Pleasant Hill School District 1
Payroll Office
36386 Highway 58
Pleasant Hill, OR 97455-9614

SRAs are subject to the established Payroll Cut Off Date. Must be received before the first day in the month in which the salary reduction agreement is effective.

Continuation Until Cancellation: The most recent 403(b) SRA document on file at Pleasant Hill School District remains in effect until you cancel the agreement, change the contribution amount, or change the vendor via the submission of a new 403(b) SRA.

Pleasant Hill May Reduce Or Suspend Contributions: Pleasant Hill School District is required to avoid contributions that might exceed IRS limits. Consequently, the 403(b) SRA stipulates that Pleasant Hill may reduce and/or suspend contributions to avoid excess deferrals over your contribution limit.

Downloadable pdf of this page available here.

 

 

Page Last Modified: 11/18/2024 5:17:21 PM