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Steps to Enroll

1. Determine the Amount per Paycheck

The InterMountain ESD 403(b) plan is a voluntary retirement plan option, you may contribute to this plan by deferring from your paychecks and contributing those funds (in an amount you specify) to an account held under a 403(b) Vendor with an Active Payroll Slot in the plan.

Traditional 403(b) accounts are tax deferred, meaning funds are deferred from your check to your investment account on a pre-tax basis. When you contribute to a Traditional 403(b) account, your net pay is not reduced by the full amount of your contribution (please see our net pay impact illustrations page for detailed examples).

Please note: There are annual (calendar year) contribution limits that apply.

2. Select A Vendor and Open an Account

You may select one or more vendors InterMountain ESD 403(b) Vendors with Active Payroll Slots to contribute to by contacting the Vendor or representatives to open an account under Plan ID* assigned to InterMountain ESD. You must establish an account under the InterMountain ESD 403(b) Plan specific Plan ID to begin deferrals. You may not defer to an account created under a prior/different employer's plan.Keep a copy of the documentation showing your newly assigned Account Number to evidence this step was completed.

3. Complete a Salary Reduction Agreement and Submit it to InterMountain ESD

Complete your 403(b) Salary Reduction Agreement (SRA) form, print it, sign it, and submit it to Payroll Office at InterMountain ESD, along with a copy of documentation that you have established an account with the vendor.

InterMountain ESD
Payroll Office
2001 SW Nye Ave
Pendleton, OR 97801-4416

SRAs are subject to the established Payroll Cut Off Date. Salary Reduction Agreements must be received by the 5th of the month.

Continuation Until Cancellation: The most recent 403(b) SRA document on file at InterMountain ESD remains in effect until you cancel the agreement, change the contribution amount, or change the vendor via the submission of a new 403(b) SRA.

InterMountain ESD May Reduce Or Suspend Contributions: InterMountain ESD is required to avoid contributions that might exceed IRS limits. Consequently, the 403(b) SRA stipulates that InterMountain ESD may reduce and/or suspend contributions to avoid excess deferrals over your contribution limit.

 

 

Page Last Modified: 7/18/2022 3:18:32 PM