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403(b) Plan Document for ZZZ Schools

Introductory Paragraph

Background about pre-approved plan documents, relationship between CCC and PenServ Plan Services, two static document/page links, and two dynamic document/page links. Explanation about the fact that the documents associated with the pre-approved plan adopted by ZZZ Schools are long, complex, and many items do not apply to any CCC clients. Therefore, first we present a summary of optional features in the ZZZ Schools plan. Once we incorporate new field values in the plandocs database table, those can be added to this list as appropriate.

Which Optional Features Does the District Allow in its 403(b) Plan?

403(b) Optional features are either included in, or excluded from, the Plan, as specified below and as further described in the parenthetically referenced sections in the Plan Document for ZZZ Public Schools 8J (Hypothetical). These options are listed here in abstract for convenient reference:

    Catch-ups under the Plan
  • 15 Years-of-Service Catch-up Elective Deferral Contributions: Yes
  • Age 50 Catch-up Elective Deferral Contributions: Yes
  • Contributions to the Plan
  • Direct Rollovers Into the Plan: Yes
  • Employer Contributions Allowed: Yes
  • Employer Post Severance Contributions Allowed: Yes
  • Exchanges Within the Plan: Yes
  • Roth Contributions: Yes
  • Other Plan Transactions
  • Hardship Distributions: Yes
  • In-service Distributions After Age 59-1/2: Yes
  • In-service Distributions From Rollover Accounts: Yes
  • Loans: Yes
  • Permissive Service Credit Transfers: Yes
  • Plan-to-Plan Transfers To the Plan: Yes
  • Plan-to-Plan Transfers From the Plan: Yes

Click Here to download the Letter from the IRS to CCC, a copy of which CCC is required to be furnished to ZZZ Schools (2 pages, PDF format, Adobe Acrobat Reader required). Note: This is a static document that applies to all clients, although I cannot tell the difference between the two versions we have been provided - one for non-ERISA and one for ERISA?

Click Here to download a copy the General IRS Pre-Approved 403(b) Plan Document (40 pages) that applies to all non-ERISA CCC clients, including ZZZ Schools. Employer-specific information about the ZZZ Schools 403(b) plan appears in the Adoption Agreement and Administrative Appendix (links provided below).

Click Here to download a copy of the ZZZ Schools Adoption Agreement (9 pages). Note: This is ER dependent and dynamic/database supported, so ultimately this will link to either a web page or a PDF document that is dynamically generated.

Click Here to download a copy of the ZZZ Schools Administrative Appendix (7 pages). Note: This is ER dependent and dynamic/database supported, so ultimately this will link to either a web page or a PDF document that is dynamically generated.

 

 

Page Last Modified: 11/6/2019 5:14:43 PM