General Vendor Information
Roth 403(b) Information
JCSD 509-J allows Roth 403(b) contributions and many Employer Vendors have elected to accept Roth 403(b) contributions. To find the latest information about which Employer's vendors will accept Roth 403(b) contributions, please click on the linked Vendor namesin the list of "403(b) TSA Active Payroll Slots" shown in the right column.
Basic Information About Products
Investment products for 403(b) plans may be broken down into the following investment types:
- Fixed Annuities
- Variable Annuities with a Fixed Account
- Variable Annuities without a Fixed Account
- 403(b)(7) Custodial Mutual Funds (No-Load)
- 403(b)(7) Custodial Mutual Funds (Load)
- 403(b)(7) Custodial Mutual Funds (Deferred Sales Charges)
Various vendors may offer one or more of these types of investments. Look for fund profiles, performance, prospectuses, and fees associated with specific vendors in the column to the right for information about particular offerings.
How do I choose a Vendor?
Generally speaking, vendors market their 403(b) investment products using one or more of the following approaches:
- Agents Who Are Contracted Exclusively with the Vendor
- Independent 403(b) Practitioners
- Regional or Central Office Employees
- Seminars, Meetings, and/or Brochure Distribution
- Websites
Learn More
Choosing an Investment
CCC provides in-depth information to assist you in choosing an investment. Learn More
What If I Need Financial Advice?Click on this link for information about the financial advisor industry and helpful suggestions about how to locate one or more qualified, professional, and licensed financial advisors that meet your needs. Learn More
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Vendors Eligible to Receive Contributions
403(b) TSA Vendors with Active Payroll Slots
Important: The list below represents those Vendors that currently hold Active Payroll Slots in the JCSD 509-J 403(b) Plan. This list was updated to remove Vendors that vacated the 403(b) market on or before 12/31/2008, thus establishing the initial list of Vendors holding Payroll Slots under the Employer's 403(b) Plan Document. Additional Vendor-specific information (viewable by clicking a Vendor's name in the following list) is being added to the site by the Vendors themselves, and should expand and improve over time.
Employees of JCSD 509-J are eligible to apply for an account under the 403(b) Plan with any Vendor whose name appears in the following list. Please see Enrollment Procedures for details on how to do this:
Click Here for a Printer-Friendly PDF list of the above Vendors.
403(b) TSA Vendors with Inactive Payroll Slots
Important: The list below represents those Vendors that currently hold Inactive Payroll Slots in the JCSD 509-J 403(b) Plan. This list was updated to remove Vendors that vacated the 403(b) market on or before 12/31/2008, thus establishing the initial list of Vendors holding Payroll Slots under the Employer's 403(b) Plan Document. Additional Vendor-specific information (viewable by clicking a Vendor's name in the following list) is being added to the site by the Vendors themselves, and should expand and improve over time.
Employees of JCSD 509-J already contributing to the Vendors below may continue to do so. However, before additional employees will be allowed to begin contributions to one of these vendors, a sufficient number of additional contributors must submit Salary Reduction Agreements as a group to reach a total of 10 active contributors:
Click Here for a Printer-Friendly PDF list of the above Vendors.
Vendors Eligible to Receive Exchanges, Transfers, and Rollover Contributions
The following Vendors have entered into Information Sharing Agreements with JCSD 509-J, either indirectly via umbrella CCC agreements or directly via agreements that designate CCC as an agent for JCSD 509-J and as an information sharing party on behalf of JCSD 509-J. These Vendors are able to receive contract exchanges within the Plan, plan-to-plan transfers into the Plan, and Rollover Contributions into the Plan.
403(b) TSA Vendors with CCC Umbrella ISAs
The following Vendors have entered into CCC's Umbrella Information Sharing Agreement. Click a Vendor below for further Vendor information and to review their Umbrella Information Sharing Agreement with CCC:
Click Here for a Printer-Friendly PDF list of the above Exchanges, Transfers, and Rollover Vendors.
403(b) TSA Vendors with Direct to Employer ISAs
The following Vendors have entered into an ISA directly with JCSD 509-J that designates CCC as an agent for the Employer for information sharing purposes. These vendors are available for exchanges, transfers, and rollover unless otherwise noted in the "General Status" for the vendor, this information and more is available on the linked vendor pages below:
Click Here for a Printer-Friendly PDF list of the above Exchanges, Transfers, and Rollover Vendors.
Orphaned Vendors
An Orphaned Vendor for JCSD 509-J is a Vendor that received contributions under the Plan during the period 1/1/2005 through 12/31/2008, but has not and will not receive Contributions, Exchanges, Transfers, or Rollover Contributions into Accounts under the Plan after 12/31/2008. The following list includes all known JCSD 509-J Orphaned Vendors:
Click Here for a Printer-Friendly PDF list of the above Vendors.
Deselected Vendors
Important: The list below represents those Vendors that held Active or Inactive Payroll Slots in the JCSD 509-J 403(b) Plan and received contributions after 12/31/2008, but that no longer are eligible to receive contributions.
Click Here for a Printer-Friendly PDF list of the above Vendors.
Grandfathered Vendors
Grandfathered Contribution Vendors
The following Vendors received Contributions under the Plan prior to 1/1/2005, but have received no Contributions under the Plan after 12/31/2004:
Click Here for a Printer-Friendly PDF list of the above Exchanges, Transfers, and Rollover Vendors.
Grandfathered Exchange/Transfer/Rollover Vendors
The following Vendors received at least one 90-24 Transfer under the Plan prior to 9/25/2007, but have not received Contributions into any Account for any Participant under the Plan for JCSD 509-J since 12/31/2004:
Click Here for a Printer-Friendly PDF list of the above Exchanges, Transfers, and Rollover Vendors.
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