2025 403(b) and 457(b) Announcement for Harrisburg

Supplemental Retirement Saving Opportunities

Harrisburg offers two excellent voluntary programs through which you may elect to contribute a portion of income into supplemental retirement savings accounts: the 403(b) and 457(b) Plans. Harrisburg has contracted with Carruth Compliance Consulting (“CCC”), a Third Party Administrator (TPA), to provide information and support for the 403(b) and 457(b) Plans.

All part-time and full-time employees are eligible to contribute.

You may begin, change, and/or cancel contributions in the 403(b) Plan and/or the 457(b) Plan at any time, subject to payroll deadlines. You may begin contributions in the 403(b) Plan by following the ‘403(b) Enrollment Procedures’ on the CCC website.

In addition to traditional pre-tax 403(b) and 457(b) contributions, Harrisburg offers after-tax Roth 457(b) contributions.

403(b) Contribution* Limits for 2025

457(b) Contribution* Limits for 2025

*Note: Contributions to the plans above cannot exceed employees’ total compensation.
**Please contact CCC to verify eligibility and limits available under Special Catch-ups.

The ’Age-Related Catch-up Limits’ above apply for the first time in 2025 as a result of the SECURE 2.0 Act. A new ’Catch-up Contributions Must Be Roth for Highly Compensated Participants’ requirement becomes effective in 2026. Additional information about SECURE 2.0 requirements is available at www.ncompliance.com/secure2info.aspx.

Participant Responsibilities

Comprehensive information is available online via CCC’s website, www.ncompliance.com.
Please contact CCC with any questions at 503-968-8961 or Toll-Free at 877-222-3090 or via the “Contact Us” page.